MaxDuit

Max Limit, Secure Duit.

Short-term installment support for Malaysia — up to RM 10,000, clear pricing from 0.04%/day, and fast transfer after approval.

Loan calculator

Estimate your repayment before you apply.

Slide between RM 500 and RM 10,000, choose 60–120 days, and see interest at 0.04%/day before you commit.

Annual Percentage Rate (APR) does not exceed 18%.

RM 5,000
RM 500 RM 10,000
90 days
60 days 120 days

Daily rate 0.04%

APR Not exceeding 18%

Total interest
RM 180.00
Total repayable
RM 5,180.00

Indicative estimate only. Final amount, fees, and schedule depend on approval and the terms shown in the app before you confirm.

Get it on Google Play

Product

Clear limits. Clear pricing. Fast support.

MaxDuit is built for short-term personal needs — with transparent terms shown before you confirm, and disbursement designed to move quickly after approval.

  • Limit Up to RM 10,000
  • Rate (APR not exceeding 18%) From 0.04%/day
  • Tenure Up to 120 days

Common use cases

Short-term support for everyday cash gaps — subject to approval.

  • Daily consumption

    Cover household bills, groceries, and short-term living expenses.

  • Emergency medical

    Bridge hospital deposits, treatment costs, or urgent family care.

  • Credit card repayment

    Settle card balances and ease month-end payment pressure.

  • Short-term cash flow

    Bridge mid-term cash gaps until salary, receivables, or funds arrive.

  • SME working capital

    Support small-business needs like stock, rent, or day-to-day operations.

  • Other flexible funding

    Other short-term personal cash needs where timing and flexibility matter.

  • Fast after approval

    Once approved, funds are typically sent to your own bank account quickly — often within about 3 minutes during normal processing.

  • Transparent before you accept

    See amount, rate, fees, and repayment schedule in the app before you confirm — no guesswork at the last step.

  • Flexible repayment window

    Choose a tenure of up to 120 days, subject to approval, so repayment can fit your cash-flow plan.

How it works

From download to disbursement in 5 clear steps.

Apply fully in the MaxDuit app. Have your MyKad, registered mobile number, and personal bank account ready to move faster.

  1. Download the app

    Get MaxDuit free on Google Play and open it in seconds — built for fast, mobile-first applications.

  2. Register with OTP & MyKad

    Verify your Malaysian mobile number with SMS OTP, then complete identity checks with a valid MyKad. No password login.

  3. Choose your amount

    Pick RM 500–RM 10,000 and a tenure of 60–120 days. Review interest, APR (not exceeding 18%), and schedule before you commit.

  4. Get your decision

    Submit your application in the app. We assess eligibility and notify you with clear next steps — no guesswork.

  5. Funds in your bank

    Once approved, funds are typically sent to your own personal bank account quickly — often within about 3 minutes during normal processing.

Am I eligible for a personal loan?

To apply in MaxDuit, you need to meet the basic requirements below. Approval still depends on our eligibility assessment — having the documents ready does not guarantee a loan.

  • Malaysian resident aged 20–65

    You should be a Malaysian resident aged 20 to 65 applying for a personal installment loan.

  • Valid MyKad

    A clear, valid MyKad is required for identity verification in the app.

  • Malaysian mobile number

    An active Malaysian number that can receive SMS OTP for registration and login.

  • Personal bank account

    An active bank account under your own name for disbursement and repayment.

We may also review your credit profile and repayment capacity as part of approval. Final terms are always shown in the app before you confirm.

Trust & privacy

Built for secure borrowing.

Your identity, bank details, and loan data are handled for service delivery and compliance — with clear purpose and careful protection.

  • Personal data is used for identity checks, credit assessment, and servicing your loan — not unrelated marketing.
  • Sensitive information is protected with industry-standard encryption in transit and at rest where applicable.
  • Loan amount, fees, and repayment schedule are disclosed in-app before you accept an offer.
  • Operated by GS MAJU ENTERPRISE. Read our Privacy Policy and Terms for full details.

Get started

Download MaxDuit. Apply in minutes.

Free on Google Play. With your MyKad, registered mobile number, and personal bank account, you can check eligibility and apply in the app.